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Health
History for Long Term Care Insurance
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This
is NOT an application for insurance. ALL information provided is
considered strictly confidential. |
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THE
IMPORTANCE OF HAVING A DETAILED HEALTH HISTORY |
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Insurance companies can differ dramatically
from one another when it comes to underwriting long term care insurance.
One company might give a standard rate to someone with controlled
hypertension, while the next might give that same person a "preferred"
rate.
One carrier might not even consider insuring someone with controlled
insulin-dependent diabetes (Type II). And the next might have no
problem giving that individual a standard rate. It is best to deal
with these matters in the very beginning so that the company chosen
is the appropriate one and the premium quoted is accurate. Without
the information we request below, we might just as well "make up"
a number for your premium. |
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THIS
IS A SECURE SITE.
Transmission
of this health information is protected by Thawte.
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However, you may elect instead to
print out this form for manual completion and mail it to us. See
our contact information below. If you have questions, please feel
free to contact us.
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NP Morith, inc.
13 Roszel Road, C-226
Princeton, NJ 08540
Phone: 800-793-4422 or 609-452-1571
Fax: 609-452-1213 |
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Your Information
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You may also choose to print this form and mail
or fax to:
NP Morith, inc.
13 Roszel Road, C-226
Princeton, NJ 08540
Phone: 800-793-4422 or 609-452-1571
Fax: 609-452-1213
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NOTICE OF INSURANCE
INFORMATION PRACTICES |
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We at NP Morith,
Inc. value our customers' trust and are committed
to the responsible use and protection of the information
you entrust to us.
- We may
collect nonpublic personal information about you
from personal telephone interviews or from our Health
Screening Guidelines form. We may collect information
you voluntarily give or send us in the form of copies
of medical records or applications for insurance.
This information may include your personal health
history, doctors' records, records of your prescription
medications, family health history and financial
information about your income and asset levels,
as well as your Social Security number.
PLEASE NOTE:
We do not share nonpublic personal information about
you for marketing purposes. The health information
is used only for helping you choose an appropriate
insurance company for underwriting purposes, or helping
you make application to an insurance carrier, or administering
a claim, or other insurance functions that you may
wish us to perform on your behalf.
We restrict access to nonpublic personal information
about you to those employees or service providers
who need to know the information to provide products
or services to you. Nonpublic personal information
is stored in a physically secure environment and computer
records are kept in password-protected databases with
network servers in a physically and environmentally
secure location.
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